Title insurance protects property owners and lenders from financial loss caused by defects in a property’s ownership history. Whether you’re purchasing a home, refinancing, or investing in real estate, having clear title protection ensures your investment is secure.
At Land Title of America, Inc., we conduct detailed title research and provide reliable insurance coverage designed to protect against unforeseen claims, liens, recording errors, and ownership disputes.
Real estate transactions involve more than a property transfer — they involve verifying legal ownership, resolving prior claims, and protecting future rights.
Covers undiscovered liens, recording errors, or ownership disputes that could threaten your property rights.
Provides coverage for as long as you or your heirs own the property.
We follow a structured process to ensure your property has clear ownership before closing.
We examine public records to verify ownership history and identify potential issues.
Any discovered liens, judgments, or defects are addressed before closing.
We issue title insurance policies protecting buyers and lenders after closing.
Title insurance policies are available for both property owners and lenders, each serving a distinct purpose.
Title insurance protects against prior ownership disputes, unpaid liens, clerical errors, fraud, and other title defects that may arise after closing.
A lender’s policy is typically required when financing a home purchase. An owner’s policy is optional but strongly recommended for personal protection.
An owner’s policy lasts as long as you own the property. A lender’s policy remains in effect until the loan is paid off.
In Florida, title insurance rates are regulated by the state and based on the property’s purchase price.
We combine detailed title research, responsive communication, and professional service to ensure secure, organized closings throughout St. Augustine and Northeast Florida.
Providing trusted title and closing services throughout Northeast Florida with precision, transparency, and proactive communication.
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